How We Help

Wealth management is always challenging and gets more complicated as you approach retirement. Prior to retirement, you should sit with an experienced financial planner and make sure you understand how to go about maximizing Social Security, develop a goal for retirement planning and understand what steps to take to protect your assets.

Put simply, we secure your monthly income for your retirement.

When you are thinking about retirement, it is important to undergo a rigorous review of your portfolio, possible Social Security benefits, and other sources of income. Only then will you be able to tell if your retirement income will be enough to meet your needs. Retirement income planning is crucial particularly since we are all living longer. Remember, part of wealth management is making sure your retirement planning is done in a manner which allows you to retire with confidence and have the money you need to stay comfortable.

In the Casper Wyo., area, those who are committed to securing their future into retirement turn to Ric Durdahl and Todd Durdahl at Retirement Resources Inc. for assistance. Thanks to their experience, they will help you develop a plan that works to help you meet your goals in retirement. Whether you are uncertain about the answer to various questions, including (1) how much do I need to retire; (2) how do I determine the best way of maximizing Social Security benefits; and (3) what investment strategies are best for preserving my wealth during retirement, or you are simply ready to begin retirement income planning, contact our offices today.

Explore our opportunities:

Retirement Income Planning

Wealth Management

Maximizing Social Security

Investing

Efficient Tax Planning

Tax-Free Retirement

Retirement Income Planning

Retirement planning is challenging. You first have to determine how to plan your retirement income so you have enough to maintain your lifestyle, you need to determine how much you need to retire, and you need to make sure you have taken steps to protect your retirement income from high health care bills. Whether you plan to spend your retirement working part-time, traveling the globe, or you simply want to spend more time with family, attaining your goals requires retirement planning.

Ric Durdahl and Todd Durdahl have been helping their clients in Casper and Greater Wyoming create a strategy for their retirement, regardless of their retirement age. Not only can they help you answer basic questions, they can help you protect your assets, manage your wealth, and make sure your portfolio is maximized to ensure your retirement income keeps up with your goals during retirement. We will make sure we look at your entire portfolio, determine what steps are necessary to meet your goals, and help you determine what retirement income you will need to meet those goals.

The basic questions you need answered are, how much do I need to retire, what is the ideal retirement age, and how can I make sure that my retirement income planning is on track. At Retirement Resources Inc., we can help you find the answers to these questions and more.

Wealth Management

Wealth management companies often focus on simply managing your wealth prior to retirement. At Retirement Resources Inc., we believe you need total asset wealth management, which takes into consideration your assets and income prior to and after retirement. We develop asset and wealth management strategies which are designed with your goals in mind.

We understand the best wealth investment plans are created when your goals are taken into consideration. Unlike some wealth management companies, we never use a cookie-cutter approach to asset and wealth management, instead, we customize a plan specifically to meet your needs and goals. We will take into consideration sources of income in retirement, your goals during retirement, and your plans during retirement. Once we have done this, we can develop a custom plan that helps you retire with confidence, knowing you will have the resources you need to live life to the fullest.

Ric Durdahl and Todd Durdahl are committed to helping make sure your wealth investment plan is designed to offer maximum income during retirement, provide you with the tools you need to make sure your asset wealth management strategy will help you reach your goals, and communicate clearly where your income is coming from during retirement. If you live in the Casper, Wyo., area, contact us today and let us help you with all your asset wealth management needs.

Maximizing Social Security

You paid into the Social Security system during your working years. Now that you are considering retirement, you will need to obtain your Social Security benefits statement to determine how much Social Security income you will get during retirement. One of the decisions you will have to make is when to apply for Social Security. This is important, because putting off your application can help you maximize your Social Security benefits.

Keep in mind the average Social Security benefit is different for everyone. Social Security payments take into account various factors, including Medicaid coverage, your average earnings while you worked, and what age you are when you apply for Social Security. We can help you take the guesswork out of Social Security by using a combination of tools, including a Social Security estimator, to make sure you are maximizing Social Security.

In Casper, Wyo., Retirement Resources Inc. can help you address your Social Security questions, including how much does Social Security pay, how much can I earn on Social Security and how much Social Security will I get. Contact us today and let us help you take the necessary steps to maximize Social Security benefits to ensure your retirement is worry-free.

Investing

Planning for retirement starts with getting solid investment advice. Your portfolio should be set up in a manner that will maximize the income you receive during retirement, protect you from taxes to whatever extent is possible, and preserve your wealth. All sources of income during retirement will be taken into consideration, including pension income, your Social Security benefits, and income from your portfolio. Only after you have this information can you feel confident you are making the right investment decisions.

Ric Durdahl and Todd Durdahl will sit with you and carefully evaluate your investment portfolio, as well as discuss your goals and plans for retirement. They will help you make decisions about whether your investments are set up to help you achieve your goals. Once this is accomplished, they will help you set up a customized plan to make sure you are investing in the best possible markets to help maximize your income during retirement, preserve your wealth and minimize your tax burden.

If you are in the Casper, Wyo., area and are looking for solid investment advice to make sure you can enjoy your retirement, contact Retirement Resources Inc. for help. Our mission is to create a customized plan which will help you set your goals and make sure you have the income during retirement you need to help you reach those goals and live your life to the fullest.

Efficient Tax Planning

Most people think they already understand how efficient tax planning can save them money for retirement. They study the tax code and deduction guidelines in an effort to maximize their refund or minimize their tax payments. However, the average filer in Casper, Wyo., fails to take full advantage of the many opportunities in tax planning. If you want to learn more about how to structure your finances so you’re not overspending a single penny, Ric Durdahl and Todd Durdahl can help.

Efficient tax planning is a year-long affair, and it begins with a full analysis of everything from your IRA to your fixed indexed annuities. It takes time and a wealth of experience to learn how to maneuver a portfolio to make the most of your bottom line. Retirement Resources Inc. understands how the federal, state, and local laws can work for or against your finances, and we put that knowledge to good use for all of our clients. Finding a financial advisor who can adjust and expand your investment can be key to giving you more money to invest, spend, or save this year. If you live in Casper, Wyo., it’s our privilege to present you with the options you may be missing if you’re filing on your own.

Tax-Free Retirement

A tax-free retirement may sound like a pipe dream until you learn more about how planning ahead can greatly reduce or even eliminate your tax rate. Experts recommend diversifying your retirement portfolio into tax-free, taxable, and savings categories. If you hope to retire tax-free, the idea is to have multiple tax treatments for your accounts. This tactic gives you a better chance of manipulating funds to maximize your returns. On average, those living in Casper, Wyo., who want to withdraw between $40,000 and $50,000 a year during retirement should aim for saving $1 million by the time they finish their last year of work.

Retirement Resources Inc. makes tax-free retirement possible by giving you real-life solutions you can use to limit your spending. For example, you can spread out a distribution so you’re not placed in a higher tax bracket, or utilize your Roth IRA before turning over to a traditional IRA. The key is to choose a financial advisor who understands the advantages and perils of retirement saving. Ric Durdahl and Todd Durdahl are experienced advisors who can help pave the way to retire tax-free. We can help the people of Casper Wyo., navigate everything from 401(k) rollovers, to IRAs, to protecting their assets from risks, to long-term health care costs.